Status:
ACTIVE_NOT_RECRUITING
Impact of Benefit Inserts on Health Plan Selection and Utilization Among Renewing Covered California Members
Lead Sponsor:
Covered California
Conditions:
Outreach Intervention
Eligibility:
All Genders
Phase:
NA
Brief Summary
The study aims to evaluate the impact of an informational flyer insert on health plan selection and health care utilization among Covered California renewing members during the 2025 plan year. The fly...
Detailed Description
Background: The Affordable Care Act (ACA) established health insurance marketplaces (commonly referred to as ACA marketplaces) to provide affordable insurance coverage. In addition to premium subsidi...
Eligibility Criteria
Inclusion
- Households who qualify for automatic renewal of their Covered California health plan as of October 4.
- Households that were enrolled in Covered California on the subsidized application.
Exclusion
- Households that were no longer enrolled as of January 31, 2025. This includes people who chose to cancel their coverage in 2024 and those who were automatically disenrolled due to changes in eligibility during the open enrollment period.)
- Households that were included in the affordability crosswalk
- The affordability crosswalk is a Covered California process that moves eligible individuals with lower incomes to Silver CSR plans during renewal.
- This population includes members with incomes below 250% of the federal poverty level who were enrolled in Bronze plans and eligible for $0 premiums with Silver plans, members below 200% of the federal poverty level who were enrolled in Gold plans, and members below 150% of the federal poverty level who were enrolled in Platinum plans.
- Approximately 23,000 members are excluded from the experiment due to this restriction.
- Households with members enrolled with the carrier Valley Health Plan and Dental Health Services.
- This group was excluded due to changes in plan availability that necessitated a special notice.
- Approximately 30,000 members are excluded from this experiment due to this restriction.
Key Trial Info
Start Date :
October 4 2024
Trial Type :
INTERVENTIONAL
Allocation :
ACTUAL
End Date :
July 30 2026
Estimated Enrollment :
1600000 Patients enrolled
Trial Details
Trial ID
NCT07136233
Start Date
October 4 2024
End Date
July 30 2026
Last Update
August 22 2025
Active Locations (1)
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1
Covered California
Sacramento, California, United States, 95815